Manager, Growth & Commercialization
KEY RESPONSIBILITIES
Business Growth & Commercial Leadership (30%)
- Execute the DFS Commercialization & Growth strategy aligned with the Bank’s overall business, digital transformation, and growth objectives.
- Drive sustainable revenue growth, customer acquisition, product adoption, and transaction volume expansion across all DFS products and channels.
- Identify and pursue new business opportunities, customer segments, value chains, and market expansion initiatives.
- Develop commercial plans, budgets, forecasts, and growth targets for the DFS business.
- Establish and monitor strategic growth initiatives to maximize market share and profitability.
Sales Management & Market Execution (20%)
- Manage sales execution for DFS products and services.
- Drive customer acquisition, onboarding, activation, engagement, and retention across digital channels.
- Develop and implement sales initiatives to increase active users, transaction volumes, and channel utilization.
- Guide and train the relationship, and sales teams.
- Ensure effective execution of product launches, campaigns, and customer activation programs.
Product Adoption & Revenue Growth (10%)
- Increase customer usage and transaction volumes across mobile banking, agency banking, cards, merchant payments, digital payments, and other DFS solutions.
- Drive customer migration from traditional banking channels to digital channels.
- Develop customer activation and retention strategies to improve customer lifetime value.
- Establish initiatives to increase digital transaction revenues and channel profitability.
- Monitor customer behavior and product utilization trends to improve adoption and commercial performance.
Ecosystem Development & Partnerships (10%)
- Develop and implement ecosystem banking and value chain strategies to deepen customer relationships and unlock new revenue opportunities.
- Expand KCB’s digital distribution footprint through strategic partnerships with corporates, fintechs, merchants, aggregators, telecommunications companies, and other ecosystem players.
- Identify and develop partnerships that drive customer acquisition, transaction growth, and business expansion.
- Manage DFS customers promotions negotiations and management of commercial partnerships supporting DFS growth objectives.
Cross-Selling & Customer Value Maximization (10%)
- Promote value chain banking opportunities across key sectors and key customer base groups.
- Drive cross-selling opportunities across Retail Banking, SME Banking, Corporate Banking, Agency Banking, Merchant Payments, and Digital Banking businesses.
- Collaborate with business units to maximize customer penetration and wallet share.
- Design customer engagement initiatives that enhance product usage and deepen banking relationships.
- Develop propositions tailored to key customer segments and industry value chains.
Performance Management & Analytics (10%)
- Monitor and manage DFS sales performance across regions, customer segments, and product lines.
- Track achievement against budgets, targets, and business plans while identifying corrective actions where needed.
- Utilize market intelligence, customer insights, and analytics to identify growth opportunities and improve performance.
- Conduct profitability analysis and commercial reviews to optimize resource allocation and investment decisions.
Stakeholder Management (10%)
- Work closely with Retail, Corporate, SME, Operations, Technology, Marketing, Risk, and Finance teams to drive DFS business growth.
- Serve as the key commercial interface between DFS and regional business teams.
- Build strong relationships with internal and external stakeholders to support strategic business objectives.
- Represent the DFS department in the different regions of industry forums, innovation platforms, and digital financial services initiatives.
**MINIMUM POSITION QUALIFICATION REQUIREMENTS
Academic & Professional
- Education: Bachelor’s Degree Business Related, Banking, Finance- RQ
- Professional Qualifications:CPA (T), Marketing, IT etc- AA
- Master’s degree:Business Administration- AA
EXPERIENCE
- Total Minimum Cumulative No of Years’ Experience Required- 8 Years